Full Specifications of LG T320 Wink 3G

LG released the latest touch screen mobile phone that is LG T320 Wink 3G.This phone is targeting fort he mid range users.The T320 LG Wink smartphone comes with TFT touchscreen with Accelerometer sensor for auto-rotate. LG T320 Wink is packed with the bundle of latest features like 2G/3G network connectivity, support GPRS, EDGE, and 3G connectivity. LG T320 is equipped with 2 megapixel camera incorporated with video recording feature.

In addition, there are also other attractive features such as messaging (SMS, MMS, and Email), Stereo FM radio with RDS, Bluetooth v2.1 with A2DP, microUSB v2.0, and support HTML browsing.

LG T320 Wink 3G also equipped with microSD card through which one can increase phone memory up to 16GB.And comes with standard battery Li-Ion 900 mAh.

LG T320 Wink 3G Smartphone Full Specifications :

2G Network : GSM 850 / 900 / 1800 / 1900
3G Network : UMTS 2100
Announced : 2010, August
Status : Exp. release 2010, August
Display Type : TFT touchscreen, 256K colors
- Accelerometer sensor for auto-rotate
Sound Alert types : Vibration, MP3 ringtones
Speakerphone : Yes
- 3.5 mm audio jack
Memory Phonebook : Yes, Photocall
Call records : Yes
Card slot : microSD, up to 16GB
Data GPRS : Class 10 (4+1/3+2 slots), 32 – 48 kbps
EDGE : Class 10, 236.8 kbps
3G : Yes, 384 kbps
WLAN : No
Bluetooth : Yes, v2.1 with A2DP
Infrared port : No
USB : Yes, microUSB v2.0
Camera : Primary 2 MP, 1600×1200 pixels
Video : Yes
Secondary : No
Features Messaging : SMS, MMS, Email
Browser : WAP 2.0/xHTML, HTML
Radio : Stereo FM radio with RDS; FM recording
Games : Yes
Colors : Black
GPS : No
Java : Yes, MIDP 2.0
- SNS integration
- MP3/eAAC+ player
- MP4/H.264 player
- Organizer
- Voice memo
- T9
Battery : Standard battery, Li-Ion 900 mAh

LG T320 Wink 3G will be available to European and Middle Eastern markets starting in mid August, followed by Latin America and CIS countries and parts of Asia, including China in the third quarter but did not know the exact date nor the price of this phone.

Read more...

New Multimedia and Entertainment Notebook MSI S6000-017US

MSI comes again with the latest multimedia and entertainment notebooks that equipped with an Intel Core i5-450m (3M Cache, 2:40 GHz) and Intel PM55 chipset are MSI S6000-017US.This notebook is perfect for those of you who want a notebook for multimedia and entertainment because it has supported a variety of features for all that.Some features that are owned by MSI S6000-017US include 4GB DDR3 Memory, Graphics Card Intel Graphics Media Accelerator HD, 500GB SATA HDD capacity plus a DVD Super Multi Drive and 15.6 inch widescreen display 1366 × 768 LCD Panel.

In addition there are also other features like 1.3 Megapixel Webcam, Integrated Sound card, Internal Speakers, 802.11b/g/n WiFi connection, two USB 2.0 ports, E-SATA/USB 2.0 Combo, VGA and HDMI Output, LAN, Card Reader 3-in-one and the operating system Windows 7 Home Premium 64-bit.

MSI S6000-017US Specifications :

Processor :
Intel Core i5-450M Processor (3M cache, 2.40 GHz)

Chipset :
Intel PM55

Main Memory :
4GB DDR3

Graphic system :
Intel Graphics Media Accelerator HD

Display :
15.6 Inch 1366×768 LCD Panel

Hard Disk :
500GB

Webcamera :
1.3MP

Audio :
Integrated Sound card, Internal Speakers

Optical Disc Drive :
DVD±RW/DVD-RAM

Wireles :
802.11b/g/n

Input/Output Port :

2 x USB 2.0
1 x E-SATA/USB 2.0 Combo
1 x VGA
1 x HDMI
1 x LAN
1 x Microphone jack
1 x Headphone jack

Expansion Slots :

3-in-1 (SD/SDHC/MMC)
1 x Express Card

Operating System :
Windows 7 Home Premium 64-bit

Battery :
4-cell lithium ion

Dimensions :
15.43? x 10.00? x 0.14?

Weight :
4.70 lbs.

Warranty :
1 Year Warranty

For the price of the MSI S6000-017US does not have to worry because you will get the best price is $ 699.99 at Amazon

Read more...

Samsung Vibrant T959 Galaxy S User Manual Download

Currently Samsung Vibrant or Also known as Samsung T959 Galaxy S in great demand by many people worldwide.Beacuse this android phone is has some excellent features and capabilities .With so many auto enthusiasts from this phone needs a manual as the instructions for use for samsung vibrant mobile phones.As a form to improve its quality samsung has been providing Samsung Vibrant T959 Galaxy S User Manual on their site for download.

if you are interested to buy it i will give you a guide that is Samsung Vibrant T959 Galaxy S User Manual can be downloaded and used as instructions for use of this phone.

This User manual which is in PDF format provides full detailed information about how to use Samsung Vibrant T959 Galaxy S and its applications and to understanding how they work also troubleshooting this phone.Now you can download this ebook to guide before you began our mobile phone.

http://downloadcenter.samsung.com/content/UM/201007/20100730052706906/T-Mobile_SGH-T959_Vibrant_English_User_Manual.pdf

Read more...

Dell Inspiron M101z Specs,Price,and Video Review

Recently, Dell has introduced a latest notebook, which Dell Inspiron M101z.This notebook isvery well suited for those who like to style with color choices such as Clear Black, Peacock Blue,Tomato Red with Jax pattern, and Promise Pink with DigiPais pattern.The M101z has some interesting features such as uses integrated ATI graphics and an AMD Athlon II Neo processor, available in single and dual core models.

In addition It also comes with 11.6 inch display and a resolution of 1366×768. The screen is a TrueLife HD glossy WLED display. up to 4GB of RAM and up to 320GB storage space. It uses integrated ATI graphics and an AMD Athlon II Neo processor, available in single and dual core models. The keyboard has been made full sized and is described as an ergonomic keyboard, with the individual keys raised.

It comes equipped with a 6 cell battery, giving up to 6 hours battery life.For connectivity is also of a high standard, with support for Wi-Fi b/g/n and comes with Bluetooth 3.0.

Dell Inspiron M101z Specs :

* AMD Athlon II Neo single and dual core mobile processor options
* Integrated ATi graphics
* 11.6-inch TrueLife HD glossy WLED display (1366×768)
* Full-width ergonomic keyboard with raised individual keypads
* Up to 4GB of fast DDR3 memory at 800MHz
* Up to 320GB SATA hard drive
* Built-in 1.3 megapixel Webcam
* SRS Premium Sound with two 1.5W speakers
* Three USB 2.0 connections
* HDMI port
* VGA port
* 7-in-1 media card reader
* Integrated 10/100 Ethernet
* Wi-Fi (b/g/n) and Bluetooth 3.0 connectivity
* Optional built-in mobile broadband

Dell Inspiron M101z Price :

For the price of the Dell Inspiron M101z are starting price of approximately $ 449

Read more...

BlackBerry Bold 9700 and Pearl 3G 9100 running OS 6 on video

We've already had our first encounter with BlackBerry OS 6 with the Torch 9800, but it will eventually come to the non-touch Bold 9700 and Pearl 3G among others. A couple of hands on videos show what you should expect of the new OS.

The homescreen shortcuts can be scrolled left and right, just like on the Torch but that doesn't seem to work as well without a touch screen. Smoother transitions make the UI more attractive too. You can also see the revamped music player.

http://www.gsmarena.com/blackberry_bold_9700_and_pearl_3g_9100_running_os_6_on_video-news-1961.php

Read more...

Full Specifications of BlackBerry Curve 3G 9300 with Video Review

Here’s new BlackBerry series-awaited by its fans around the world.With a fairly cheap price but it has features that can be relied upon so that this new blackberry deserve everyone.BlackBerry Curve 3G 9300 has been unveiled by Research In Motion (RIM) yesterday.
This smartphone comes with dimensions of 11 x 6 x 14 cm plus 2.4-inch screen resolution 320×240 pixels and equipped with HSDPA 3G-capable data access.

Which pulled back, the 3G BlackBerry Curve 9300 has an optical trackpad navigation and Qwerty keypad is also directly complemented the latest operating systems, namely OS BlackBerry 6.

It has Other advantages, the BlackBerry Curve 9300 also supports 3G GPS or A-GPS and BlackBerry Maps. In addition, its WLAN access is also improved to become Wi-Fi 802.11 b / g / n

It is also powered fast as 512 MHz processor, 256 MB of memory, as well as 2 megapixel camera is also capable of recording video and a comprehensive media player.

BlackBerry Curve 3G 9300 is available in two colors, namely black and red also provides a memory slot microSD / SDHC up to 32 GB. RIM claims, this phone has talk time up to 4.5 hours and standby time of 348 hours (3G) and 456 hours (2G).

This Smartphones are already marketed in Canada and will be followed in other countries from today. Price problem, the Rogers Wireless network in Canada, RIM fix the price of U.S. $ 399 with a three-year service contract.

BlackBerry Curve 3G 9300 Full Specifications :

Available Features

* 3G network support
* Optical trackpad
* Full QWERTY keyboard
* Simultaneous voice and data
* Email and text messaging
* BlackBerry® Messenger
* Instant Messaging
* Phone
* Browser
* Camera and video recording
* Wi-Fi®
* GPS
* Media player
* Organizer
* Bluetooth®
* Tethered modem

Display

* 320×240 pixel color display
* Transmissive TFT LCD
* Font size (user selectable)
* Displays over 65,000 colors

Camera & Video Recording

* 2.0 MP camera
* Fixed focus
* Video recording

Battery & Battery Life

* 1150mAHr removable/rechargeable
lithium-ion cell
* Standby time: GSM® – up to 19 days,
UMTS® – up to 14.5 days
* Talk time: GSM – up to 4.5 hours,
UMTS – up to 5.5 hours
* Music playback: up to 29 hours

GPS & BlackBerry Maps

* Built-in GPS functionality
* Includes BlackBerry® Maps

Size and Weight

Height:
4.29 inches (109 mm)

Width:
2.36 inches (60 mm)

Depth:
0.55 inches (13.9 mm)

Weight:
3.7 ounces (104 grams)

Data Input & Navigation

* Trackpad located on front of device,
ESC key to the right, Menu key to the left
* Full QWERTY keyboard with backlighting

Voice Input & Output

* 3.5mm stereo headset capable
* Integrated speaker and microphone
* Hands-free headset capable
* Bluetooth headset capable
* Integrated hands-free speakerphone
* M3, T3 Rating for hearing aids (PDF)

Media Player

* Video format support: MPEG4, H.263, H.264,
WMV9
* Audio format support: MP3, AMR-NB, AAC-LC,
AAC+, eAAC+, WMA, Flac, Ogg Vorbis

Ringtones & Notifications

* Tone, vibrate, on-screen or LED indicator
* Notification options are user configurable
* 32 Polyphonic Ringtones – MIDI, MP3

Bluetooth

* Bluetooth v2.1 + EDR
* Headset (HSP), Handsfree (HSF), Serial Port
Profile, SIM Access Profile, Dial Up Networking
(DUN), Audio Source (A2DP), A/V Remote
Control Version 1.3, Phonebook Access Profile
(PBAP), Message Access Profile (MAP)

Memory

* 256 MB flash memory/256 MB SDRAM
* Expandable memory—support for microSD card

Device Security

* Password protection
* Keyboard lock

Wi-Fi

* 802.11b/g/n
* WPA / WPA2 Personal and Enterprise
* Cisco CCX certified
* Wi-Fi access to BlackBerry® Enterprise Server
* Wi-Fi access to BlackBerry® Internet Bundle
* Support for UMA (carrier-dependent)

Wireless Networks

* Tri-band UMTS networks: (800/850)/1900/2100
MHz or 900/1700/2100 MHz (check with your
service provider for network availability)
* Quad-band GSM/GPRS/EDGE networks:
850/900/1800/1900MHz

blackberry curve 3g,blackberry curve 3g review,curve 3g specs,blackberry curve 3G spec,blackberry curve 3G Specs

Read more...

Compaq Presario CQ5500F Specs,Price,and Video Review

For you who want a good desktop Pc, high quality but low price, you certainly will not be disappointed to buy the latest desktop PC from HP is Compaq Presario CQ5500F.With the best price that can be covered by your financial ability, he finds a Desktop Pc with powered by AMD Sempron 140 Processor (2.7 GHz, 1MB L2 Cache, 4000 MHz System Bus); 2GB DDR3 System Memory (2 DIMM) (expandable to 4GB); 500GB (7200RPM) Hard Drive (SATA); Genuine Windows 7 Premium 64-bit.

In addition, there are still many other features such as:
An 18.5-Inch Diagonal Widescreen LCD,The NVIDIA GeForce 6150 SE integrated graphics; SuperMulti DVD Burner with LightScribe Technology; 6 speaker configurable with up to 5.1 surround sound capabilities; 2 external 5.25? bay; 1 internal 3.5? bay,Headphone; Microphone (Front); 2 USB 2.0 ports (Front); 4 USB 2.0 ports (Back); VGA-out (Back); Microphone/ Line-in/ Line-out (Back); LAN(Back).10/100Base-T network interface.

Compaq Presario CQ5500F Specs :

Operating system :
Genuine Windows7 Home Premium 64-bit

Processor :
AMD Sempron 140 Processor

Memory :
1GB

Memory speed :
2GB PC2-6400 DDR2 SDRAM memory(3) (1×2GB) (expandable to 4GB)

Total memory slots :
2 DIMM (240-pin, DDR2) (one available)

Maximum memory expansion :
4GB

Graphics card :
NVIDIA GeForce 6150 SE integrated graphics

TV & entertainment experience :
N/A

PCI expansion :
1 PCI Express x16 (available)(24); 2 PCI Express x1 (two available)(24); 1

PCI (available) :

Hard drive :
500GB 7200RPM Serial ATA hard drive

Primary CD/DVD drive :
SuperMulti DVD Burner with LightScribe Technology(6); Write: 16x max DVD±R,

12x max DVD±R DL, 8x max DVD+RW, 6x max DVD-RW, 12x max DVD-RAM, 40x max CD-R, 32x max CD-RW

Read: 16x max DVD-ROM, 40x max CD-ROM

Secondary CD/DVD drive :
N/A

Networking :
10/100Base-T network interface

Sound card :
Integrated audio

Speakers :
N/A

Front-side bus (processor dependent) :
4000MHz System Bus

Power supply :
N/A

I/O ports :
Headphone; Microphone (Front); 2 USB 2.0 ports (Front); 4 USB 2.0 ports

(Back); VGA-out (Back); Microphone/ Line-in/ Line-out (Back); LAN (Back)

Software, full versions :
Cyberlink DVD Suite Deluxe: Automatically fix and edit videos and create CDs

and DVDs. Burn data files and folders and copy discs. Print disc labels, paper jewel boxes,

and CD inserts

Software, introductory versions :
Norton Internet Security 2010: Preinstalled security software helps protect

you from viruses, spyware, and other online threats, right out of the box (60 days of

complimentary live updates)

Trial Internet service :
N/A

Dimensions :
Unpackaged: 6.54″ (W) x 16.87″ (L/D) x 15.11″ (H) approx.

Basic warranty :
1 year limited hardware warranty and 1 year software support

Compaq Presario CQ5500F Price :

You can get the best price of Compaq Presario CQ5500F to buy it on Amazon or Walmart for $

309.99

Read more...

Samsung Vibrant T959 Galaxy S Review of Multimedia features

Samsung Vibrant T959 Galaxy S is high-end android mobile phones that its ability to not be doubted.Someone who wants to buy a new mobile phones must consider several things.
One of the most important thing is the multimedia capabilities of this mobile phone.Starting from the photos, videos, music and the support that could facilitate the user interface.

Was able to run with good and satisfactory and the problem of little or even none at all.It must be supported by adequate technology and also the good hardware that can run it all.

To increase your confidence when it wants to buy this Samsung Vibrant T959 Galaxy S here’s a video review of multimedia capabilities possessed by this android phone.

Hopefully with the review of the Samsung Vibrant T959 Galaxy S will be useful for you to become more interested and bought this phone.

Read more...

Review of Android 2.2 “Froyo” on the HTC EVO 4G

To improve the performance of the HTC Evo 4G some time ago the HTC has announced the latest update of the operating system of mobile andoid this android is the Android 2.2 “Froyo”.
Update this android has several advantages compared to previous versions of android.Especially in terms of speed to operate or run applications that exist and which is owned by HTC Evo 4G.

This Android 2.2 offers numerous performance improvements, including improved Web browsinng with Flash 10.1 support. The update will also let users voice dial over Bluetooth and install certain applications on the phone’s external memory, instead of using the smaller internal memory storage.

To be able to get the latest update of this android, HTC Evo 4G users can do it yourself manually by:navigating to the Settings > System Updates menu on their devices.

Here is a review of the HTC Evo 4G has updated its operating system into Android 2.2 “Froyo”

Review of Android 2.2 “Froyo” on the HTC EVO 4G Video :
by:mobileburn

Read more...

Best Deals Apple iMac MC508LL/A with Lowest Price

It’s a very attractive offer for those of you want all in one desktop computer from Apple that is truly amazing and has features that qualified.Is a new Apple iMac MC508LL / A 21.5-Inch Desktop is offered with a very low price and is the best option for us to buy it.

You will not regret and disappointment or doubt this latest iMac appe since been supported by the best features such as 21.5-inch LED-backlit widescreen display in an edge-to-edge glass design and seamless all aluminum enclosure, the Apple iMac is ideal for watching high definition movies and TV shows from iTunes, or editing and watching your own videos or photos using iLife. The iMac now also comes standard with a wireless keyboard and the Magic Mouse, which features Apple’s Multi-Touch technology. And it’s been updated with a faster, more powerful dual-core 3.06 GHz Intel Core i3 processor–with 4-way multitasking power that enables each core of the processor to work on two tasks at the same time.

Apple iMac MC508LL/A Specs :

* 3.06GHz Intel Core i3
* 500GB Hard Drive, 4GB 1333MHz DDR3 SDRAM, DVD SuperDrive
* 21.5? LED-backlit display with a widescreen 16:9 aspect ratio, 1920×1080 HD resolution
* ATI Radeon HD 4670 with 256MB
* Mac OS X v10.6 Snow Leopard, Magic Mouse

In addition, there are many more who can be counted from the this Apple IMac MC508LL / A .It’s offers a 1920 x 1080-pixel resolution (for native 1080p high-definition viewing), and it uses IPS technology to deliver consistent color across an ultra wide 178 degree viewing angle. This 21.5-inch model (MC508LL/A) also features improved graphics with ATI Radeon HD 4670 discrete graphics featuring 256 MB of GDDR3 memory and a 500 GB hard drive. It comes pre-loaded with Apple’s Mac OS X 10.6 Snow Leopard operating system–an operating system custom-designed for the advanced technology inside–and it also comes with the iLife suite of applications, including iPhoto, iMovie, Garageband, and iTunes.

The Apple iMac MC508LL/A 21.5-Inch Desktop is now available at Amazon.com for sale and special discount with the Lowest price.Which would cost less than $ 1,199.00

Read more...

Sager NP8850,Best Gaming Notebook to Buy

Playing computer games is one of the hobby many people today.But there are times when certain saturated if someone should continue to play inside the house and sometimes they’ll want to play fun game play it anywhere and anytime.For this it is an answer given by Sager to gaming enthusiasts worldwide with the release of the latest gaming notebook that is Sager NP8850.

This notebook is the best option when you want to buy a gaming notebook that has the ability to be relied upon because it has been supported by the latest technology

The NP8850 to Provide unrivaled performance, featuring the latest Intel Core i7 processor and the fastest ever notebook GPU – the NVIDIA GeForce GTX 480M. This top-of-the-line technology resides in a silver-trimmed onyx housing with a futuristic design and the all the latest connectivity ports.

Utilizing the new Intel Calpella Platform with PM55 chipset, the NP8850 is capable of handling the latest Intel Core i7 mobile processor and 1333MHz dual-channel DDR3 memory to provide exceptional performance for ultra-realistic games and advanced multi-threaded applications.

In addition to the cutting edge processor and graphics technology, the unit also features a breath-taking 17.3” full 1080P HD LED display to provide the eye-popping visuals that will make your gaming experience complete, multiple Hard Drives with RAID capable, SuperSpeed USB 3.0 Port, 2.0 Megapxiel high resolution video camera, and Fingerprint Reader for security and easy log in

Sager NP8850 Full specifications:

* 17.3-inch 1080p (1920×1080) glossy panel with LED backlighting
* Windows 7 Ultimate 64-bit
* Intel Core i7-940XM Extreme Edition quad-core processor (2.13GHz/3.33GHz Turbo Mode,
8MB L3 cache, 2.5GT/s QPI, 55W TDP)
* Intel PM55 chipset
* Nvidia GeForce GTX 480M w/ 2GB GDDR5 video memory
* 8GB DDR3-1333 dual-channel RAM (2x 4GB)
* 80GB Intel G2 Solid State Drive (SSDA2M080G2GC)
* No secondary hard drive
* Intel Centrino Ultimate-N 6300 AGN wireless
* Built-in Bluetooth v2.1+EDR
* DVD burner (TSSTcorp CDDVDW TS-L633C)
* 3-year labor, 1-year parts warranty w/ lifetime technical support
* Li-Polymer battery (3800mAh/42.18Wh/11.1V)
* Weight: 8.35 lbs
* Dimensions: 16.25” (L) x 11.0” (D) x 1.69~2.25” (H)

With a price of about $ 3.639 I think this gaming notebook is worthy you buy because it has given the best and latest technology currently

Read more...

Full Specifications of Dell Aero with Video Review

Dell Aero is the first android smartphone released by Dell are expected to compete in the mobile market in the U.S.Dell’s latest smartphone will be launched on the network operator AT & T.Dell aero has a beautiful design and supported by hardware / hardware specifications adequate qualified.

could be one of the best choices for those of you who want to buy a smartphone with the specifications and features that can be relied upon and is also sold at affordable price.

The Aero has some advantages as follows ;

- One of the lightest Android smartphones
- Shoot and share your best pics
- Believe your eyes
- Customize and personalize
- Load up on memory, power and more
- Take multitasking to the next level
- and more

There is Dell Aero Features and Specifications :

DELL AERO FEATURES:

* One of the lightest Android smartphone in the U.S., on the nation’s fastest 3G network
* Experience YouTube and other Flash content via Adobe Flash Lite
* 5-megapixel camera with 8x zoom, flash and advanced shooting and editing capabilities
* Connect with friends with one-touch access to social networks
* Multi-task with GPS, plus hands-free conversations
* Wi-Fi access at more than 20,000 AT&T Hotspot locations

DELL AERO SPECIFICATIONS:

* Android platform complete with Android Market and Dell user interface enhancements
* 3.5-inch (640 x 360p) capacitive multi-touch display with pinch-to-zoom functionality
* Quad-Band GSM/GPRS/EDGE (850/900/1800/1900 MHz)
* Tri-Band UMTS/HSDPA (850/1900/2100 MHz)
* WiFi + Bluetooth
* 5 MP autofocus, digital zoom up to 8x, dedicated camera key and flash
* 2 GB* on board user accessible Micro SD with expandable memory available up to 32 GB*
* Full HTML Browser with Adobe Flash Lite
* GPS/A-GPS navigation
* POP, IMAP, Webmail and Microsoft Active Sync E-mail

Video playback:Video streaming. WMV, H263, H264, MPEG4 @30fps WVGA

Messaging :SMS, MMS

E-mail :P OP3, IMAP4, IMAP Idle, Webmail, Microsoft® ActiveSync®

Connectivity :USB 2.0 HS, 802.11 b/g, Bluetooth® Class 2.0 EDR w/A2DP, HAP, AVRCP

GPS/A-GPS :Standalone, SUPL , Control Plane

Music :Full media player with content management, creation of playlists, download music OTA, audio streaming. AAC, AAC+, eAAC+, MP3, WMA, MPEG, MP4, 3GPP

DRM :OMA DRM 1.0 with Forward Lock. Microsoft® Janus

Audio : MP3, MIDI & voice note ringtones

Input method:Virtual keyboard with predictive text/auto completion, user dictionary, handwriting recognition, QWERTY. TTY, capacitive stylus, multi-touch UI

Bands/modes :
Quad-band EDGE
UMTS 850/1900/2100
EDGE class 10 and GPRS class 10
HSDPA 3.6 Mbps
Size :
68.6 cc
Weight: 3.67 oz
Dimensions: .46” x 4.8“ x 2.28”
Display: 3.5” nHD 640×360 pixels
18-bit 262K colors

The Dell Aero, our first Android-based U.S. smartphone, is now available at www.dell.com/mobile for $99.99 with 2-year AT&T contract activation
$299.99 without activation. For AT&T network only

Read more...

How to Copy Contacts between Two Phones on Vivaz

Here is tips from sony ericsson support about when you felt difficulties to Copy Contacts between Two Phones on Vivaz.You can copy and transfer contacts between two phones using a memory card, a SIM card, or a synchronisation program, such as Sony Ericsson Sync.

Note: If you use a SIM card to transfer your contacts, only names and one phone number are transferred to the other phone.

When you transfer contacts between different mobile platforms, the contact details may not look the same.

Tip: An easy way to synchronise your contacts is to use a synchronisation service like RoadSync™, Sony Ericsson PC Suite, or Sony Ericsson Sync.

To transfer your contacts with Sony Ericsson Sync:

From sonyericsson.com:

1. On the computer: Register or log in to your sonyericsson.com/community account.
2. Click Set up sync and choose Vivaz.
3. Enter your phone number, including country number.
4. A PIN code is shown.
5. A configuration SMS is sent to your phone.
6. Install settings.
7. Enter PIN code.
8. Start synchronisation from your phone.

From your Facebook™ account:

1. On the computer: Log in to your Facebook™ account.
2. Click Applications > Sony Ericsson Contacts in the bottom left of the screen and choose Vivaz.
3. Enter your phone number including country number.
4. A PIN code is shown.
5. A configuration SMS is sent to your phone.
6. Install settings.
7. Enter the PIN code.
8. Start synchronisation from your phone.

To transfer your contacts with Windows Explorer:

1. On the phone: Copy your contacts in your old phone to the memory card.
2. Connect the USB cable to the computer and the phone.
3. On the computer: Open Windows Explorer and open your phone.
4. On the computer: Open the memory card and locate the saved contacts. Make sure you set the Folder Options to show all hidden files and folders.
5. On the computer: Copy the contacts to your computer.
6. Eject the old phone.
7. Connect your new phone to a PC in Mass Storage mode.
8. On the computer: Paste the copied contacts to the new phones E: PHONE CARD > Others folder > Contacts.
9. On the phone: Select Menu > Organiser > File mgr. > E: PHONE CARD > Other > Contacts.
10. Highlight and tap the contact, then tap Options > Save business card.

Note: This solution only allows that you save a contact at the time.

To transfer your contacts through the SIM card:

1. Copy your contacts from your old phone to your SIM card. If you need help with this, please consult the old phone user guide.
2. When the copying is done, move the SIM card to your new phone.
3. Select Menu > Contacts.
4. If the phone asks you to copy info from the SIM card, skip steps 5–10.
5. Otherwise, tap Options > Settings > Contacts to display.
6. Select SIM memory > OK, then tap Back.
7. Tap Options > Mark/Unmark > Mark all.
8. Tap Options > Copy > Copy contacts to: > Phone memory.
9. Tap Options > Settings > Contacts to display.
10. Select Phone memory > OK, then tap Back.

Note: Your SIM card can save only 250 contacts.

vivaz import contacts,Samsung Vibrant import contacts,transfer contacts to samsung vibrant,vivaz copy contacts from sim,how to transfer contacts to vivaz

Read more...

Full Specifications of Samsung C3300K Champ

Another new touchscreen phones from Samsung are Samsung C3300K Champ.This phone comes with a rather small 2.4-inch resistive display. C3300K Champ is intended especially for younger users who want to look stylish but has a lower budget.This color is stylish including deep black, espresso brown, sweet pink and chic white. On the features side, in addition to the 2.4″ touch-sensitive screen with resolution of 240×320 pixels.
Samsung C3300K Champ also sports a 1.3-megapixel camera, 3.5mm jack, Bluetooth 2.1, microSD memory expansion and the TouchWiz Lite user interface with multiple home screen pages.
Samsung C3300K Champ Specifications :

* General

2G Network : GSM 850 / 900 / 1800 / 1900
Announced : 2010, May
Status : Coming soon. Exp. release 2010, 3Q

* Size

Dimensions : 96.3 x 53.8 x 13 mm
Weight : 80 g

* Display

Type : TFT resistive touchscreen, 256K colors
Size : 240 x 320 pixels, 2.4 inches
- Accelerometer sensor for UI auto-rotate
- TouchWiz Lite UI

* Sound

Alert types : Vibration, MP3 ringtones
Speakerphone : Yes, with stereo speakers
- 3.5 mm audio jack

* Memory

Phonebook : 1000 contacts, Photocall
Call records : Yes
Internal : 30 MB
Card slot : microSD, up to 8 GB

* Data

GPRS : Class 10 (4+1/3+2 slots), 32 – 48 kbps
EDGE : Class 10, 236.8 kbps
3G : No
WLAN : No
Bluetooth : Yes, v2.1 with A2DP
Infrared port : No
USB : Yes, microUSB v2.0

* Camera

Primary : 1.3 MP, 1280 x 1024 pixels
Video : Yes, QCIF@15fps
Secondary : No

* Features

Messaging : SMS, MMS, Email
Browser : WAP 2.0/xHTML, HTML
Radio : Stereo FM radio with RDS
Games : Yes
Colors : Deep black, Espresso brown, Sweet pink, Chic white
GPS : No
Java : Yes, MIDP 2.0
- Social networking integration
- MP3/WMA/eAAC+ player
- MP4/H.263 player
- Organizer
- Voice memo
- T9

* Battery

Standard battery, Li-Ion 1000 mAh
Stand-by : Up to 666 h
Talk time : Up to 12 h

Samsung C3300K Champ expected to be available starting in June, on the market in Europe, the Middle East, Asia, Africa and Latin America. For prices of the latest mobile phone samsung is not yet known. Rumored that the price is estimated under $ 150.

Read more...

HP Mini 100e, Latest Education-oriented Netbook

When we returned back to school, with a new spirit and dreams to become the best with a variety of achievement.All that can be achieved with the existence of a supportive infrastructure for Education-oriented technology .For that Hp answered the challenge by presenting the latest netbook HP Mini 100e which is devoted to helping education

HP Mini 100e Specifications :

# Windows 7 Starter
# 10.1″ WSVGA (1024 x 600) LED-backlit display
# Intel Atom N455 (1.66GHz, 667MHz FSB)
# Intel GMA 3150
# 802.11b/g, 10/100 LAN
# 1GB DDR3 (2GB Max)
# 160GB hard drive and SD-card reader
# Dimensions 10.9 x 9.9 x 1.57 inches
# Weight 3.10lbs with 6-cell battery
# Battery: 3-cell 28Wh Lithium-Ion
# Warranty: 1-year (extended warranties available)

For the price of the HP Mini 100e quite cheap because it is one of the best netbook purchase in the ranks bestlowcost netbook Less than $300 .

Read more...

Fujitsu LifeBook T580,New Netbook With four-finger Multitouch

Fujitsu LifeBook T580 is the latest netbook from Fujitsu with a view that is quite unique with a 10.1-inch screen.Tis is One of the key features is the 4 -finger multiple touch.Fujitsu LifeBook T580 has another advantage that is the ambient light sensor that automatically adjusts the brightness of the screen where we’re located. Various features owned by Fujitsu Lifebook T580 is the existence of support Intel’s Core processor or Intel Core i5 I3 ULV CPU and LED-backlight screen 1.10-inch that has been supports multiple touch gestures. T580 Fujitsu LifeBook other features such as Bluetooth, Wi-Fi, two USB slots, SD card reader, a webcam, HDMI port, VGA output and of course Windows 7 Professional operating system.

Read more...

Full Specifications of Motorola DEFY with Video Review

After some time ago, Motorola launched Motorola Milestone 2, now also introduced the Motorola Android phone to two of his hardiness, Motorola Defy. This phone is protected with a 3.7-inch glass type of the famous Gorilla strong and scratch resistant. In addition to a strong glass, Motorola Defy also waterproof to a depth of 1 meter for half hour. Apparently this phone is targeted for mobile users adventurer or extreme environments. Casing of the phone is also claimed to be very dense and anti-dust. Dual microphone also been prepared in anticipation of a noisy environment though.

But make no mistake though a durable phone but motorola’s new android phone is still supported by a reliable multimedia capabilities such as supported by TI OMAP 800Mhz processor, 5-megapixel camera, Motoblur UI and OS 2.1.

Motorola DEFY Full Specifications :

2G Network : GSM 850 / 900 / 1800 / 1900
3G Network : HSDPA 900 / 2100
Announced : 2010, September
Status : Exp. release 2010, Q4
Size Dimensions : 107 x 59 x 13.4 mm
Weight : 118 g
Display Type : TFT capacitive touchscreen, 16M colors
Size : 480 x 854 pixels, 3.7 inches
- Touch sensitive controls
- MOTOBLUR UI with Live Widgets
- Multi-touch input method
- Accelerometer sensor for UI auto-rotate
- Proximity sensor for auto turn-off
Sound Alert types : Vibration; MP3, WAV ringtones
Speakerphone : Yes
- 3.5 mm audio jack
Memory Phonebook : Practically unlimited entries and fields, Photo call
Call records : Practically unlimited
Internal : 2 GB storage, 512 MB RAM
Card slot : microSD, up to 32GB, 2GB included
Data GPRS : Class 12 (4+1/3+2/2+3/1+4 slots), 32 – 48 kbps
EDGE : Class 12
3G : HSDPA, 7.2 Mbps; HSUPA, 2 Mbps
WLAN : Wi-Fi 802.11 b/g/n, DLNA
Bluetooth : Yes, v2.1 with A2DP
Infrared port : No
USB : Yes, microUSB v2.0
Camera : Primary 5 MP, 2592?1944 pixels, autofocus, LED flash
Features : Geo-tagging, image stabilization
Video : Yes
Secondary : No
Features OS : Android OS, v2.1 (Eclair)
Messaging : SMS (threaded view), MMS, Email, IM, Push Email
Browser : HTML
Radio : Stereo FM radio with RDS
Games : Yes + downloadable
Colors : Black
GPS : Yes, with A-GPS support
Java : Via third party application
- Digital compass
- MP3/WAV/WMA/AAC+ player
- MP4/WMV/H.263/H.264 player
- Google Search, Maps, Gmail, YouTube, Google Talk
- Facebook, Twitter, MySpace integration
- Document viewer
- Photo viewer/editor
- Organizer
- Adobe Flash 10.1
- Voice memo/dial/commands
- Active noise cancellation with dedicated mic
- T9
Battery : Standard battery, Li-Po 1540 mAh
Stand-by : Up to 240 h
Talk time : Up to 6 h 40 min

Read more...

2008 Altima Coupe Owner’s Manual - Sedan Navigation System

This user’s manual is for the Altima navigation system only. This manual contains operating in structions for the NISSAN Navigation System offered in your NISSAN Altima. Please read this manual carefully to help ensure
safe operation of the navigation system.

? Because of possible specification changes, sections of this manual may not apply to your vehicle.
? All information, specifications and illustrations in this manual are those in effect at the time of printing. NISSAN reserves the right to change specifications or design at any time without notice.
? Do not remove this manual from the vehicle when selling this vehicle. The next user of this navigation system may need the manual.

remove a navigation from a 2008 nissan altima, altima 2007 navigation package, 2008 nissan altima owners manual sedan, 2008 altima handbook, altima sedan 2008 matinance guide, 2008 nissan altima handbook, nissan altima navigation system, 2007 Nissan Altima Navigation system Installation, altima navigation system fee free, 2008 altima coupe owners manual.

http://wwww.altimacoupe.com/download/08-coupe-Navi.pdf

Read more...

2007 Nissan Armada Owner’s Manual

This manual was prepared to help you understand the operation and maintenance of your vehicle so that you may enjoy many miles (kilome-ters) of driving pleasure. Please read through thismanual before operating your vehicle.
A separate Warranty Information Bookletexplains details about the warranties covering your vehicle. The “NISSAN Service and Maintenance Guide” explains details about maintaining and servicing your vehicle. Additionally, a separate Customer Care/Lemon Law Booklet (U.S. only) will explain how to resolve any concerns you may have with your vehicle, as well as clarify your rights under your state’s lemon law.

http://www.elkinsnissan.com/Owners_Manual/2007-Nissan-Armada.pdf

Read more...

2008 Nissan Altima Owner’s Manual

Really complete guide for 2008 Nissan Altima, Owner’s manual in e book format. How to drive, operating your Nissan Accessories and more.

2008 Altima manual, owner manual for 2008 nissan altima, owners manual for 2008 nissian altima, 2008 nissan altima coupe warning lights, 2008 altima light indicators, nissan service manual altima 2008, nissan altima 2008 simbols, nissan altima hand book 2008, nissian altima 2008 owners manual, manual book for nissan altima 2008.

http://www.altimacoupe.com/download/08-coupe-OM.pdf

Read more...

Overclock Pentium 4 DDR motherboards

It was only four months ago that we rounded up 18 Pentium 4 motherboards (see Labs, issue 88, p96), but the release of new chipsets has meant that a follow-up was in order. Of primary concern is Intel’s own DDR chipset, the 845D, of which we saw just one sample in our last round-up. Also new is VIA’s revision of the P4X266 – the cunningly named P4X266A – which brings support for UltraDMA/133 and, more importantly, enhanced performance.

DDR FRee ebooks, pentium 4 motherboard diagram, schematic diagram for installation of motherboard P4, Mail (will not be published) Dance Dance Revolution, schematics for motherboards, tuto overclock p4, overclocking intel pent 4, Via P4X266A board schematic, handbuch p4x266a, tutorial service mainboard.

http://www.pcpro.co.uk/labs/downloadpdfs/pentium+4+ddr+mother_92_1.pdf

Read more...

2006 Nissan Altima Service Manuals

This manual contains maintenance and repair procedures for the 2006 NISSAN ALTIMA. In order to assure your safety and the efficient functioning of the vehicle, this manual should be read thoroughly. It is especially important that the PRECAUTIONS in the GI section be completely understood before starting any repair task.

All information in this manual is based on the latest product information at the time of publication. The right is reserved to make changes in specifications and methods at any time without notice.

2006 nissan altima manual download, Manual De Reparacion Y Servicio Para Nissan Altima 95-06, 2006 altima manual free, location of ddr in 2006 nissan altima, servicing 2006 Nissan Altima, maintenance schedule for a 2006 nissan altima, 2006 nissan altima starter repair manual, 2006 altima 60k service, 2006 nissan altima service, how can i get a scheduled maintenance book on nissan 2006 altima.

http://www.autocd.ru/NissanL32/FWD31.pdf

Read more...

Audi Q7 Quick reference guide

This quick reference guide gives you a brief introduction to the main features and controls of your vehicle. However, it cannot replace the Owner’s Manual and the other manuals supplied with the vehicle; these contain important information and safety warnings. We wish you safe and enjoyable motoring with your Audi.

owners manual for audi Q7, 2007 audi q7 replace spark plugs how 3 6, Owner User Manual q7 audi, 2007 audi Q7 owners manual torrent, Safe v12 manual free download, Q7 owners manual, audi q7 service manual, drivers manual audi Q7, audi q7 maintenance manual, audi q7 owner manual.

http://www.audi.co.uk/etc/medialib/cms4imp/audi2/uk/Products/owners_area/Choose_Model.Par.0012.File.pdf

Read more...

Umicore-BrazeTec brazes Audi Q7

In future, Audi will place their trust in BrazeTec products for use in their new Q7 sports utility vehicle. There are major advantages to brazing individual exhaust system components in comparison to welding or clamping them. Specifically, the connections’ dynamic loadbearing capacity is greater and, compared to welded connections, it is possible to reduce wall thicknesses and minimize the likelihood of leaky connections. Moreover, even at the early
stage of making decisions on plant investment, costs can be lowered and space requirements minimized.

http://www.technicalmaterials.umicore.com/en/show_170707_Audiq7_en.pdf

Read more...

Nissan Maxima Service and Maintenance Guide

Nissan Maxima Service and Maintenance Guide this book is can be an user manual for Nissan Vehicle owners. Maintenance guide include:

ENGINE MAINTENANCE :

Replace engine oil (API SM/SL 10W-30)
Replace engine oil filter
Inspect cooling system

CHASSIS AND BODY MAINTENANCE :

Inspect brake and CVT/automatic trans-axle fl uids (For level and leaks)
Inspect power steering fl uid and lines (For level and leaks)
Inspect brake and exhaust systems.

2002 maxima service schedule, 2002 nissan maxima service guide, free nissan car maxima 2001 service manual, free 01 nissan maxima service manual, nissan maxima engine maintenance, 96 nissan maxima repair ebook, nissan maxima 1996 book download free, 1996 maxima schedueld maintenance, nissan maxima 1997 repair manual pdf download, book how to change parts for nissan maxima 2002

http://www.nissan.co.nz/pdf/service_schedules/maxima-service-schedule.pdf

Read more...

1996 Nissan Maxima GXE Sedan Specification

1996 Nissan Maxima GXE Sedan Performance

- 2,988 cc 3 liters 6 V front transverse engine with 93 mm bore, 73.3 mm stroke, 10 compression ratio, light alloy block, light alloy head, double overhead cam and four valves per cylinder
- Unleaded fuel
- Fuel economy EPA highway (l/100km): 8.7
- Multi-point injection fuel system
- Main 70 liter fuel tank
- Power: 142 kW , 190 HP @ 5,600 rpm; 205 ft lb @ 4,000 rpm

http://taylorricks.com/images/Specs.pdf

Read more...

2006 Audi TT Coupe 1.8T Technical Specifications

Technical Specifications of 2006 Audi TT Couple 1.8T, Contain engine specification, engine design, electrical system and more download now.

http://www.audiworld.com/model/tt/06/TTC%20turbo%20tech.pdf

Read more...

2003 Audi TT Roadster Equipment

Content Inside :

- 1.8 liter turbocharged DOHC 180 hp 4-cylinder engine with direct ignition, intercooler, electronic turbo boost
regulation, 5-valves per cylinder x -
- 1.8 liter turbocharged DOHC 225 hp 4-cylinder engine with direct ignition, two in-line charge air coolers,
electronic turbo boost regulation, 5-valves per cylinder - x
- 6-speed automatic transmission with Tiptronic®, steering wheel controls and interlock between D & S x -
- 6-speed manual transmission with synchronized reverse gear, dual mass flywheel - x
- Front wheel drive.

http://www.audiworld.com/model/tt/03/03ttroadster.pdf

Read more...

55 ways to have fun with google

“The variation in style of each chapter was quite refreshing. Some chapters are quite short, others consist of just pictures, there are a couple of quizzes, short stories, a few games you can play with Google, plenty of interesting facts ... an excellent book for anyone who has an interest in Google or just wants to know what else you can do with the most popular search engine in the world. This isn’t a complicated reference guide on how to use Google as a tool – it’s an entertaining book on how to use Google as a toy!”
– Tony Ruscoe, Programmer, UK

“This is an excellent read for both the geeky and the non geeky folks. ... Verdict: Highly Recommended reading.”
– Peter Dawson, Canada
Chapters

1. Egogoogling: Susan Is...
2. The Google Snake Game
3. Memecodes: Survival of the Fittest Web Pages
4. The Google Irritation Game, and the Google Image Quiz
5. Googling Proverbs
6. Browsing Images of a Site
7. A Brief History of Googlesport
8. What is Google, and what do people consider fun about it?
9. How Much Time Google Saves Us
10. Google Cookin’ a Lemon Chicken
11. Douglas Adams and the Google Calculator
12. Oops, I Googled Again
13. The Disappearing Google Logo, a Magic Trick
14. Fun With Google Maps, the Wiki Way
15. Dave Gorman’s Googlewhack
16. Google Q&A
17. Celebrate Google Non-Weddings, and More
18. Design Your SketchUp Dream House
19. Kevin Bacon and the Google Network
20. The Google Alphabet
21. Google Search Tips
22. Googlepark
23. Googleshare
24. The Shortest Google Search (and the One Returning the Most Results)
25. Google Rotated and Mini Google
26. The Google Quiz: How Much Do You Know About Google?
27. Recreate Google From Memory
28. The Strange World of Google News
29. Aliens Attack Google!
30. Top Ten Signs You Are Addicted to Google
31. Dig a Hole Through Earth
32. Googlebombing
33. Google Ads Gone Wrong
34. Life in the Age of Google
35. Google Hacking
36. Googlepolls: Ask the Crowd
37. Googlefights
38. What If Google Was Evil? Plus: Five Inventions of the Google Future
39. The Google Adventure Game
40. Egobot, Voice of the Web
41. Fun Google Gadgets
42. Forty-Two, or: A Science-Fiction Interlude
43. The Google Book of World Records
44. Spelling Errors Galore
45. Google Groups, Time Machine
46. Growing a Google Word
47. Most Popular Words, and PopSents
48. Create Google Poetry, Prose, and Collages
49. Funny Google Videos
50. The Realplayer Fish, or: Telling a Story in Synonyms
51. Google Parodies
52. The Google Images Prediction Trick
53. Fun With Google Translations
54. The Giant Google Painting
55. Googledromes

http://www.mediafire.com/?kjtnzm2nxmm
http://www.55fun.com/

Read more...

3D game engine design

Aimed at the working Visual C++ game developer, 3D Game Engine Design provides a tour of mathematical techniques for 3-D graphics, and the source code that's used to implement them in state-of-the-art video game engines. If you work in the game industry (or would like to), this book will serve you well, because it delivers excellent best practices for algorithms and programming techniques that'll help your software keep up with the competition.

This text is a virtual encyclopedia of expertise that's based on the author's own work and research in the gaming industry. It provides the mathematical notation, algorithms, and C++ code (on the accompanying CD-ROM) that are needed to build fast and maintainable game engines. Early sections start with the basics, with the math that's used to work with common 3-D objects (like spheres and boxes). Highlights include a high-powered review of quaternion algebra--in many cases, the preferred way to transform 3-D data.

The chapters on graphics pipelines explain the math that's behind representing and rendering a 3-D world in 2-D with intervening effects like lighting and texture mapping. A variety of current algorithms are provided for representing 3-D scenes, efficient picking (which allows a programmer to determine the object in a 3-D world that has been selected), and collision detection (in which objects collide virtually). In the game software of today, curves--and not individual triangles or polygons--often are used to represent 3-D objects. Algorithms that are used to turn curves into rendered surfaces are provided, too.

Later sections look at the current thinking about animation techniques for characters (including key frames, inverse kinematics, and skinning (in which digital skin is fitted over digital bone to create more realistic-looking movement)). How to represent terrain inside virtual worlds also is explained. The book closes with excellent material on such cutting-edge special effects as lens flare and projected shadows, which can add an extra level of realism to a video game. An appendix examines guidelines for designing object-oriented game software in C++.

http://www.mediafire.com/?njnyiazdofy

Read more...

Iphone Games Projects

iPhone Games Projects

One look at the App Store will show you just how hot iPhone games have become. Games make up over 25 percent of all apps, and over 70 percent of the apps in the App Store's Most Popular category. Surprised? Of course not! We've all filled our iPhones with games, and many of us hope to develop the next best seller.

This book is a collection of must-know information from master independent iPhone game developers. In it, you'll discover how some of the most innovative and creative game developers have made it to the pinnacle of game design and profitability. This book is loaded with practical tips for efficient development, and for creating compelling, addictive gaming experiences. And it's not all talk! It's supported with code examples that you can download and use to realize your own great ideas.
What you'll learn

* How to optimize games using iPhone SDK tools such as Instruments and Shark, and how to optimize your graphics and sound files for the best performance
* Insight into the art and craft of game design
* How to implement social networking in your game with RESTful web services
* Tips on rapid game development with C on iPhone
* How to increase your market by developing games that run on iPhone, Mac OS X, Linux, and Windows
* How to create multiplayer iPhone games

Who is this book for?

All iPhone game developers, and anyone with an iPhone who wants to learn how games are made

http://www.mediafire.com/?z3om0vizuh4

Read more...

The jungle book I & II - Text only version

The Jungle Book (1894) is a collection of stories written by Rudyard Kipling. The stories were first published in magazines in 1893–4. The original publications contained illustrations, some by Rudyard's father, John Lockwood Kipling. Kipling was born in India and spent the first six years of his childhood there. After about ten years in England, he went back to India and worked there for about six-and-half years. These stories were written when Kipling lived in Vermon

The story is boy named Mogli raised in jungle and his fight with lion Sherkhan.


Book I

Mowgli's Brothers
Hunting-Song of the Seeonee Pack
Kaa's Hunting
Road-Song of the Bandar-Log
'Tiger! Tiger!'
Mowgli's Song
The White Seal
Lukannon
'Rikki-Tikki-Tavi'
Darzee's Chaunt
Toomai of the Elephants
Shiv and the Grasshopper
Her Majesty's Servants
Parade-Song of the Camp-Animals

Book II

How Fear Came
The Law of the Jungle
The Miracle of Purun Bhagat
A Song of Kabir
Letting in the Jungle
Mowgli's Song Against People
The Undertakers
A Ripple Song
The King's Ankus
The Song of the Little Hunter
Quiquern
'Angutivaun Taina'
Red Dog
Chil's Song
The Spring Running
The Outsong

http://www.mediafire.com/?qvaraa97exbvkr4

Read more...

Programming .NET Components, 2nd Edition

Brilliantly compiled by author Juval Lowy, Programming .NET Components, Second Edition is the consummate introduction to the Microsoft .NET Framework--the technology of choice for building components on Windows platforms. From its many lessons, tips, and guidelines, readers will learn how to use the .NET Framework to program reusable, maintainable, and robust components.

Following in the footsteps of its best-selling predecessor, Programming .NET Components, Second Edition has been updated to cover .NET 2.0. It remains one of the few practical books available on this topic. This invaluable resource is targeted at anyone who develops complex or enterprise-level applications with the .NET platform--an ever-widening market. In fact, nearly two million Microsoft developers worldwide now work on such systems.

Programming .NET Components, Second Edition begins with a look at the fundamentals of component-oriented programming and then progresses from there. It takes the time to carefully examine how components can simplify and add flexibility to complex applications by allowing users to extend their capabilities.

Next, the book introduces a variety of .NET essentials, as well as .NET development techniques. Within this discussion on component development, a separate chapter is devoted to each critical development feature, including asynchronous calls, serialization, remoting, security, and more.

All the while, hazardous programming pitfalls are pointed out, saving the reader from experiencing them the hard way. A .NET expert and noted authority on component-oriented programming, Lowy uses his unique access to Microsoft technical teams to the best possible advantage, conveying detailed, insider information in easy-to-grasp, activity-filled language.

This hands-on approach is designed to allow individuals to learn by doing rather than just reading. Indeed, after digesting Programming .NET Components, Second Edition, readers should be able to start developing .NET components immediately. Programming .NET Components, Second Edition is the consummate introduction to the Microsoft .NET Framework--the technology of choice for building components on Windows platforms. From its many lessons, tips, and guidelines, readers will learn how to use the .NET Framework to program reusable, maintainable, and robust components.

Following in the footsteps of its best-selling predecessor, Programming .NET Components, Second Edition has been updated to cover .NET 2.0. This invaluable resource is targeted at anyone who develops complex or enterprise-level applications with the .NET platform--an ever-widening market.

Read more...

Developing .NET Enterprise Applications

Developing .NET Enterprise Applications is a complete guide to building a scalable enterprise application using .NET technologies. Other available books deeply describe individual Framework components, such as database, Windows Forms, or WebForms, but none tie all the technologies into a single scalable application.

When you start from short teaching an application to putting together such pieces as interaction with multi-tiers, varying back end databases, and legacy, the problems and techniques that are needed grow exponentially.

Read more...

Expert .NET Micro Framework

Expert .NET Micro Framework
Apress | 448 pages | 2008 | ISBN: 159059973X | PDF | 8,2 Mb

The Microsoft .NET Micro Framework is a small and efficient .NET runtime environment used to run managed code on devices that are too small and resource constrained for Windows CE and the Compact Framework.

Expert .NET Micro Framework will teach you everything you need to know in order to use the .NET Micro Framework to create effective embedded applications. It begins with the basics of accessing hardware and networking before delving deep into the less well–known areas such as cryptography and globalization, and how to use technologies such as wireless communication that are not directly supported by the .NET Micro Framework.

This book is a must if you want to get as much as possible out of the .NET Micro Framework to write powerful embedded applications.

Expert .NET Micro Framework also describes how to use resources, and write globalized and multilingual embedded applications. You will learn how to effectively use binary serialization to store data permanently in flash memory or exchange data with a PDA or PC. Topics like cryptography and encrypted data exchange with a .NET or Compact Framework application are covered.
What you’ll learn

* Describes and compares wireless communication technologies and how to use them even if they are not directly supported by the .NET Micro Framework
* Describes the whole class library and features of the .NET Micro Framework, illustrated by working examples
* Demonstrates how to access hardware components with managed drivers and write applications with a graphical user interface
* Includes a detailed description of how to effectively extend or write hardware emulators using undocumented features of the configuration engine and emulator components
Who is this book for?

This book is for anyone with an interest in creating embedded systems. Primarily, it is written for the benefit of .NET developers with a background in C#, but it will equally appeal to hardware developers with a background in Assembler, C, or C++ who will be impressed by the benefits that managed code can bring to their devices.

Read more...

Epson Stylus RIP User Manual

User Manual of Epson Stylus RIP, network environment, your system should include: IBM ®-compatible PC. How to use your manual in this user’s guide was contains the following information:
Chapter 1 tells you how to install the StylusRIP software in your Macintosh computer(s) and in the printer.
Chapter 2 explains how to print with the StylusRIP software.
Chapter 3 gives solutions to any possible problems you may have.
An Index is included at the end of the book.

You’ll find this information throughout your manual :
Cautions must be observed to avoid damage to your equipment or to ensure proper operation of your software.

Read more...

Dell Latitude D600 Service Manual

Dell Latitude D600 is the one of low cost notebook with high performance, it featuring Intel Pentium M processors up to 1.6Ghz, supports up to 2GB of system memory abd the latest ATA-100 hard drives.

Dell Latitude D600 Service Manual which contain information about: Before You Begin, System Components, Memory Module, Mini PCI Card, and Modules.


The Latitude D600 has all of the standard ports and slots required for everyday business applications. Dell Latitude D600 series isn’t always a true-blue Centrino, but it can be.The old Dell Latitude C600 was the comfort food of corporate computing, then the new Latitude D600 series would be the dessert.

Read more...

Sony Cybershot DSC W130 User Manual

Before operating the unit, you may read this Handbook thoroughly together with the “Instruction User Manual” and the “Cybershot Step-up Guide”. The Sony Cybershot DSC W130 boasts a host of powerful and intelligent Sony technology to produce outstanding quality images, so you can relax and shoot photos wherever and whenever it takes your fancy.To make sure you perfectly capture all your special memories, particularly of family and friends, the Cybershot W130 features Sony’s intelligent Face Detection technology.


The Sony Cybershot DSC W130 features a maximum ISO 3200 to produce superb low-noise photographs without using the flash indoors or in low-light conditions.Don’t be fooled by the level of technology and advanced shooting functions the Cybershot W130 is incredibly easy to use.

DSC W130 Instruction Manual PDF,sony w130 guide,sony DSC-W130 MANUAL,sony dsc w130 pdf guide book,sony dsc 130 MANUAL,sony cybershot w130 user guide,Sony Cybershot W130 manual,sony cyber shot dscw130 manual,sony 6 0 cybershot instruction manual,OPERATING INSTRUCTIONS FOR SONY CYBERSHOT DSC-W130,sonycybershot dscw130 book

Read more...

BlackBerry Pearl 8130 User Manual

Blackberry Pearl 8130 series is a slim smart phone measuring a slight 4.2 inches long by 1.9 inches wide by 0.5 inch deep, and weighing 3.4 ounces.You’ll have no problem slipping this handset into your pants pocket, and it feels comfortable and natural to hold during phone calls. The most notable differences between the Blackberry Pearl 8130 and the original GSM version are found on the side controls all welcome additions. On the left spine, you’ll now find a 3.5mm headphone jack, so you can plug in decent headphones, and the microSD expansion slot has been relocated from behind the battery to the exterior of the phone for easy access.

Read more...

“The Social Network” Writer on Mark Zuckerberg: “I’ve Been That Guy”

The Social Network screenwriter Aaron Sorkin voiced “empathy” for Facebook CEO Mark Zuckerberg’s position as an accused idea thief — an accusation that plays a central role in the film about the young executive.

The film is based on a book called Accidental Billionaires, which among other things accounts a dispute between Zuckerberg and individuals who accused him of stealing their ideas when creating the social network.

Sorkin said in an interview with Time, “I’ve been that guy. I’ve been the Mark Zuckerberg in that situation, and I have absolute empathy for him.”

He referenced occasions when would-be screenwriters tried to claim that they’d come up with the idea for The West Wing, the TV series he ran for seven years, as the reasons for his empathy.

At one point in the film the Zuckerberg character says, “If you guys were the inventors of Facebook (Facebook), you would have invented Facebook.” Sorkin used that line as a sort of personal catharsis; “It’s what I always want to say to these people,” he said.

The Social Network: Fact or Fiction?

Facebook’s founders are reportedly not very thrilled with the angle of either Accidental Billionares or The Social Network, and have challenged some of the facts in the story they tell, so it’s interesting that Sorkin claims to empathize with Zuckeberg.

As is the case with most film versions of true stories, the facts aren’t all straight. Since the film is a work of art and not a documentary, that old Pablo Picasso quote might apply: “Art is the lie that tells the truth.” And Sorkin’s first objective is obviously to entertain. Sorkin explained his approach thusly:

“There were a number of different versions of the truth coming from three or four or five people. And rather than pick one and dramatize that, I wanted to dramatize the fact that there are three or four or five different versions of the truth. Everybody has their own version, and everybody is right, and everybody is wrong.”

Even if you can’t catch the pre-release screenings in New York or San Francisco, you’ll be able to make your own judgments about Sorkin’s screenplay when the movie hits theaters around the U.S. on October 1.

http://mashable.com/2010/09/25/aaron-sorkin-mark-zuckerberg/

Read more...

Mark Zuckerberg Founder Facebook

Mark Zuckerberg is the founder and CEO of Facebook, which he started in his college dorm room in 2004 with roomates Dustin Moskovitz and Chris Hughes.

Zuckerberg is responsible for setting the overall direction and product strategy for Facebook. He leads the design of Facebook’s service and development of its core technology and infrastructure.

Earlier in life, Zuckerberg developed a music recommendation system called Synapse and a peer-to-peer client called Wirehog. However, he abandoned both to pursue new projects.

Zuckerberg attended Harvard University and studied computer science before founding Facebook.

While at Harvard, Zuckerberg created Facemash, a website that compared students’ dorm photos side-by-side in a fashion similar to HOT or NOT. Harvard administration was not amused, and Zuckerberg faced subsequent disciplinary action. Less than three months later, he launched Facebook.

Zuckerberg won the 2007 Crunchie Award for ‘Best Startup CEO.’

http://www.crunchbase.com/person/mark-zuckerberg

Read more...

Mark Zuckerberg on Wikipedia

Mark Elliot Zuckerberg (born May 14, 1984) is an American entrepreneur who co-founded the social networking site Facebook. Zuckerberg co-founded Facebook with fellow classmates Dustin Moskovitz, Eduardo Saverin, and Chris Hughes while attending Harvard. He is a billionaire due to his 24% share of Facebook.

Zuckerberg was born in White Plains, New York and raised in Dobbs Ferry, New York. Zuckerberg's parents are Jewish, but he considers himself an atheist. He started programming when he was in middle school. Early on, Zuckerberg enjoyed developing computer programs, especially communication tools and games. Before attending Phillips Exeter Academy beginning in his junior year of high school, he went to school at Ardsley High School.

He transferred to Phillips Exeter Academy where he immersed himself in Latin. He also built a program to help the workers in his father's office communicate; he built a version of the game Risk, and under the company name Intelligent Media Group, he built a music player named the Synapse Media Player that used artificial intelligence to learn the user's listening habits, which was posted to Slashdot and received a rating of 3 out of 5 from PC Magazine. Microsoft and AOL tried to purchase Synapse and recruit Zuckerberg, but he decided to attend Harvard College instead, which he attended in September 2002, and where he joined Alpha Epsilon Pi, a Jewish fraternity. In college, he was known for reciting lines from epic poems such as The Iliad.

http://en.wikipedia.org/wiki/Mark_Zuckerberg

Read more...

ESQ Swiss Watch User Manual

The complete operating manual for ESQ swiss watch, Contain information about : Care & Maintenance Battery Information Operating Instructions Basic Models Calendar Models Automatic Models Big Date 3-Hand Models
Big Date Models with Retrograde Day Feature Big Date Chronographs Analog Chronographs 1/10 Second Dual Time Models Compass Feature Chronographs with Compass Feature Ana-Digi 2-Hand Models Ana-Digi Chronographs Retrograde Chronographs. All ESQ SWISS watches are tested to meet international standards for water resistance. Most models are water resistant to 3 ATM, so faucet spray or rain won’t hurt them as long as the case, crown and crystal remain intact. Complete guide book in pdf format, download Now !

Read more...

BlackBerry Storm 9500 Smartphone User Manual

The document follows is a BlackBerry Storm 9500 Smartphone series user manual version 4.7 that contain information about device features and tools usage. Here you’ll found information about: BlackBerry Shortcuts, Phone basic usage, Messages composing, replay etc, Attachments and how to use it. Camera and video camera, Media, About transferring and synchronizing media files, Transfer a file between your device and your computer using the Roxio Media Manager, Browser, Browsing web pages, Set the date and time, Get the date and time from the wireless network automatically, Personal organizer, Notifications, Typing, Change the display language, Add a display language, Delete a display languageDisplay and keyboard, GPS technology, Map basics, BlackBerry Messenger, Applications, Add, update, or return to the previous version of an application using.

Read more...

HP Mini 1000 Netbook Service Manual Guide

Is a small netbook from HP that was powered with 10″ diagonal displat, 1GB DDR2 RAM, 60GB Hard drive 4200 RPM PATA, mini webcam, wireless and bluetooth devices. This service guide and maintenance book will guide you to service and repair the HP mini 1000 netbook, this document is suitable for computer/laptop technician or anyone who would like to learn how to repair netbook. This document contain information as follow: External component identification, Top, front, right, left, and bottom component identifications. Illustrated parts catalog, exploded view. Hardware removal and replacement procedures, tools required, service considerations, grounding guidelines. Setup Utility, Specifications, Screw listing, Backup and restore guide, Connector pin assignments.Power cord set requirement, Recycling, Index.

Read more...

PDF Ebook HONDA 2008 S2000 Owner's Manual

Congratulations on your selection of the 2008 Honda S2000. We are certain you will be pleased with your purchase of one of the most sophisticated and technologically-advanced sports cars in the world. Congratulations on your selection of the 2008 Honda S2000. We are certain you will be pleased with your purchase of one of the most sophisticated and technologically-advanced sports cars in the world. Several warranties protect your new vehicle. Read the warranty booklet thoroughly so you understand the coverages and are aware of your rights and responsibilities.

Maintaining your vehicle according to the messages shown on the information display helps to keep your driving trouble-free while it preserves your investment. When your vehicle needs maintenance, keep in mind that your dealer’s staff is specially trained in servicing the many systems unique to your vehicle. Your Honda dealer is dedicated to your satisfaction and will be pleased to answer any questions and concerns.

Your safety, and the safety of others, is very important. And operating this vehicle safely is an important responsibility. To help you make informed
decisions about safety, we have provided operating procedures and other information on labels and in
this manual. This information alerts you to potential hazards that could hurt you or others. Of course, it is not practical or possible to warn you about all the hazards associated with operating or maintaining your vehicle. You must use your own good judgement.

Read more...

Ebook Credit Constraints and the Yield Curve

Incomplete markets are a potential explanation for the failure of standard asset pricing models based on complete markets (Heaton and Lucas, 1995). When markets are incomplete, agents need to self-insure against uninsurable risks and therefore buy securities in addition to the standard smoothing motives. Uninsurable idiosyncratic risks do not affect uniformly assets with different risks or maturities. In particular, incomplete market models have been used to analyze the yield curve as a simple departure from the standard Cox, Ingersoll, and Ross (1986) complete market model. But due to the heterogeneous agents structure, only few analytical results have been proposed in such frameworks. Seppala (2000) studies an endowment economy with credit constraints and relies heavily on simulations. Heaton and Lucas (1992) who study a three period economy follow another approach.

In this paper, we present a model with a production economy and heterogeneous agents, incomplete markets and credit constraints. In this economy, agents face both an uninsurable employment risk (they switch between an employed and an unemployed status on the labor market) and an aggregate risk, which affect their wages when they are employed. We are able to derive analytical solutions for the zero-coupon bond prices, whatever the maturity, and to investigate the effect of the idiosyncratic risk on the level and the slope of the yield curve. These solutions allow us to exhibit new effects, which have not been put forward in the literature yet. In particular, we show that the volume of titles affect the level and the slope of the yield curve because of credit constraints.

We obtain analytical solutions because we make two assumptions used in the Bewley-Hugget types of models with incomplete markets, which have not been used together yet. These assumptions are useful to decrease the heterogeneity between agents. The first one is that the labor supply is infinitely elastic. Sheinkman and Weiss (1986) make this assumption in a monetary economy. They obtain that all agents for which the credit constraint does not bind, hold the same quantity of titles. The second is made by Kehoe, Levine and Woodford (1991). In their model, agents with low income are credit constrained and sell all their titles. As a consequence, they do not decumulate progressively their assets to smooth consumption. With these two assumptions, we can reduce the heterogeneity of agents to only four different types. This insures tractability and analytical solutions, even when there are an arbitrarily large number of titles of different maturities, which are not perfect substitutes. The contribution of this paper is thus the derivation of this reduced heterogeneous equilibrium and its application to the yield curve.

Read more...

Ebook Credit Market Shocks, Monetary Policy, and Economic Fluctuations

The current financial crisis and the contemporaneous contractions in output, investment, and employment indicate that credit markets disruptions have important effects on economic activity. Central banks round the world have responded with aggressive reductions in their interest rates what suggests that monetary authorities believe that they can partially offset these negative credit market shocks. In this paper I explore the importance of credit market shocks for economic fluctuations and I asses if monetary policy could stabilize shocks that originate in credit markets. To provide quantitative answers for the U.S. economy I use Bayesian maximum likelihood methods to estimate an extended version of the Bernanke, Gertler, Gilchrist (1999) (henceforth BGG) financial accelerator model using real and financial data.

Gilchrist, Yankov, and Zakrajmsek (2008) show that corporate bond spreads have significant predictive power for economic activity, which suggests important linkages between financial conditions and macroeconomic outcomes. In order to quantify these linkages a structural macroeconomic model that distinguishes between changes in credit supply and demand and that can account for general equilibrium feedback effects between developments in the financial and real sectors of the economy is required. Recent work by Elekdag, Justiniano, and Tchakarov (2006), Tovar (2006), Christiano, Motto, and Rostagno (2007), Christensen and Dib (2008), De Graeve (2008), and Queijo von Heideken (2008) seeks to quantify these mechanisms by estimating dynamic stochastic general equilibrium (DSGE) models that incorporate credit market imperfections through the financial accelerator mechanism described in Carlstrom and Fuerst (1997) and BGG.

Although details differ in terms of model estimation and shocks specification, all of these papers document an important role for financial factors in business cycles fluctuations. Queijo von Heideken (2008) for example, shows that the ability of a model with a rich array of real and nominal rigidities to fit both U.S. and the Euro area data improves significantly if one allows for the presence of a financial accelerator mechanism; and Christiano, Motto, and Rostagno (2007) demonstrate that shocks to the financial sector have played and important role in economic fluctuations over the past two decades, both in the United States and Europe. Queijo von Heideken (2008), however, estimate a structural model that is identified without reliance on financial data and that does not allow for shocks to the financial sector, whereas Christiano, Motto, and Rostagno (2007), though allowing for a wide variety of shocks to the financial sector, do not estimate the parameters governing the strength of the financial accelerator mechanism. To date, we are aware of no empirical work that seeks to estimate simultaneously the key parameters of the financial accelerator mechanism along with the shocks to the financial sector using financial market data. The present work fills this gap.

Read more...

Ebook Market microstructure and market liquidity

In this paper we review the factors which affect market liquidity and present a framework which measures such effects quantitatively. This framework enables us to clarify the logic behind recent market reforms and the introduction of rules (e.g. the introduction of electronic trading, the development of disclosure of trade information for market participants, and the prevalence of computerised bilateral transactions). Market liquidity has long been implicitly assumed to exist when market participants evaluate the prices of financial products and manage their portfolios and when central banks implement monetary policy. Since the cost of losing market liquidity is large despite its implicit nature, the improvement and stability of market liquidity is not only important for market participants, but also serves as a way to enhance financial market stability.

This paper is composed of two major parts: a survey of the concepts relating to the factors which affect market liquidity and verification by simulation. In the conceptual summary part, we first summarise the definition of market liquidity and the relationship between market liquidity and market efficiency or stability. Based on the summary, we consider the price discovery mechanism, in which potential trade needs are actually realised in the market as order flows and prices are discovered by matching such orders, and we clarify our direction toward simulation model construction. In the simulation, we assume a certain market structure and focus on the parameters which affect an individual market participant’s ordering decision, such as expectation of the asset price, confidence in such expectation, the extent of risk aversion, sensitivity to various kinds of market information. These parameters determine the realisation process of potential trade needs of market participants according to the market structure.

Therefore, through the simulation we observe, as a mechanism in which market structure affects the state of market liquidity, how the above parameters affect market behaviour. Recently, simulation techniques have been widely used in the area of economics, and are useful in analysing an economic mechanism, which is an aggregate of complex individual behaviours. In our analysis, we do not deal with actual markets which trade specific goods such as foreign exchange, stocks, or government bonds, but assume a market in which hypothetical assets or securities are traded. Although some studies have dealt with the foreign exchange market or analyses of government bond markets, many studies have focused mainly on the New York Stock Exchange. In our analysis, instead of recognising the difference between markets by the character of the goods traded, we regard the difference as a difference of market microstructure or trading rules, and try to capture their general effects on market liquidity.

Read more...

Ebook Catastrophe Bonds and Reinsurance: The Competitive Effect of Information-Insensitive Triggers

Catastrophic events, such as hurricanes and earthquakes are one of the main risks that insurers and reinsurers face. These hazards can result in huge losses and financing problems. For a long time reinsurance contracts have been the only way to hedge against these losses. However, since the early 1990s, new risk transfer instruments have emerged as an alternative to traditional reinsurance contracts. The emergence of the new instruments came along with the availability of new triggers that determine the contract’s payoff. Traditional reinsurance contracts’ payoffs are based on the policyholder’s realized loss (indemnity payment or indemnity trigger). As an alternative, new risk transfer instruments have evolved where the payoff is often based on index or parametric triggers. A prominent example for such contracts are catastrophe (cat) bonds.

One of the characteristics of index triggers is that the contract’s payoff is largely, and in the case of a parametric trigger, completely, independent of the insurer’s realized loss. For that reason, a main advantage of index or parametric triggers is their positive effect on moral hazard (e.g., Niehaus and Mann, 1992, and Doherty, 1997). We provide a new argument in favor of such triggers: information insensitive triggers help to overcome the potential problems of adverse selection in the reinsurance market due to asymmetric information between reinsurers about an insurer’s risk.

Asymmetric information in the reinsurance market. Reinsurers typically have a close and long-term relation to their insurers. In the course of the business relation, reinsurers acquire information that helps to assess the insurer’s risk and to price non-proportional reinsurance policies. For example, they obtain inside information about an insurer’s business model, underwriting and reserving policy, book of business, internal decision processes, ability to screen policies (applicants) and efficiency in claims settlement. A large part of this information is “soft” and cannot easily and credibly be conveyed to third parties.

Read more...

Ebook Transparency, Ownership, and Financing Constraints in Private Firms

An intended purpose of financial accounting information is to reduce information asymmetry by allowing external providers of capital to better assess the firm’s investment opportunities and monitor managerial actions (e.g., Fama and Jensen 1983; Diamond and Verrecchia 1991; Bushman and Smith 2001; Healy and Palepu 2001; Beatty, Liao, and Weber 2008). In other words, financial accounting transparency should ease financing constraints by reducing the adverse selection or moral hazard costs associated with information asymmetry. However, in certain settings, financial accounting may serve a limited role in reducing information costs.

This could occur for a variety of reasons, such as alternative sources of information being available, weak institutional features protecting external providers of capital, close relations between managers and external providers of financing, and lower-quality financial information. We examine the association between the firm’s financial reporting transparency (i.e., firms that subject their financial statements to an external audit) and financing constraints (i.e., more difficult access to external financing and higher financing cost), as well as the mediating role of ownership concentration, for an extensive sample of private firms from 68 countries.

Private firms make up the vast majority of economic activity around the world, yet they have received very limited attention in academic research. Thus, examining the role of accounting information for private firms is economically important in its own right. An interesting feature of a sample of private firms is that these firms have a limited information environment compared with the relatively richer disclosure environment of public firms (e.g., Burgstahler, Hail, and Leuz 2006).

Read more...

Ebook Credit Constraints and Investment Behavior in Mexico’s Rural Economy

Are rural economic agents credit constrained?This question is of interest not only to researchers but also to public officials whose policies influence the availability of funds in rural loan markets. Without access to external finance, entrepreneurs and enterprises cannot realize their full growth potential, resulting in slower economic growth for a country as a whole. Inability to obtain sufficient funds, or, in other words, credit constraints, is often cited as one of the main factors limiting firms’ operations and growth, especially so in countries with weak financial markets and institutions. In the case of Mexico, Chapter 2 shows that individual entrepreneurs and enterprises mention lack of credit as a constraint to their operations. The data from the World Business Environment Survey (WBES) illustrate the issue of access to financial services from the enterprise’ perspective. Such data show that Mexican firms rate financing as more of an operational and growth constraint than for their counterparts in other Latin American countries. Moreover, they rate access to long-term loans, access to export finance, paperwork, and corruption of bank officials as greater obstacles than for enterprises in the Latin American region.

In the economic literature credit constraints (or credit rationing) are defined as a situation in which interest rates do not fully adjust to equalize the demand and supply of loans. Some borrowers are denied credit even though they are willing to pay market interest rates (or more), whereas apparently similar borrowers are able to obtain credit (Jaffee and Stiglitz, 1981). The borrowers who are denied credit (either fully or partially) are referred to as credit constrained. Thus, credit constraints arise as a response to asymmetric information problems that characterize loan contracts. On one side, the willingness of the borrower to accept higher interest rate signals their higher risk (and therefore higher probability of default), which leads to lender’s unwillingness to lend to these customers because of the perceived adverse selection effect.

On the other side, obtaining a higher interest loan may decrease repayment incentives of the borrower and may induce them to take up riskier projects (the moral hazard effect). Both of these situations result in a case of credit constraint (that is, when interest rates do not adjust and there is an excess demand for loans). To solve the asymmetric information problem, lenders resort to different mechanisms to screen, monitor, and enforce credit contracts, such as collateral requirements, gathering of information, or monitoring activities. Less developed countries with poor financial sector infrastructure (such as poor credit information registries, poor collateral laws, and so forth) may see a stronger incidence of credit constraints.

Read more...

Ebook Credit Constraints, Heterogeneous Firms, and International Trade

Three stylized facts describe fundamental features of international trade patterns: First, while most countries export to at least one destination in each sector, they export to only a quarter of all potential trade partners in an average sector. Second, there is significant variation in export volumes and the range of products exported across country pairs and sectors. Finally, there is substantial turnover in the product composition of exports over time. More than a quarter of all bilaterally exported products are discontinued from one year to the next and replaced by new ones, resulting in the reallocation of 16% of bilateral trade by value.

This paper provides evidence that credit constraints are an important determinant of global trade patterns and a crucial element in the explanation of all three stylized facts. I develop a multi sector model with credit constrained heterogeneous firms, countries at different levels of financial development, and sectors of varying financial vulnerability. This model delivers rich empirical predictions for export patterns which find strong support in the data.

In the model credit constraints affect firms in different countries and sectors differentially. In particular, for technological reasons, firms in some sectors need to finance a greater share of their export costs externally. In addition, sectors differ in their endowment of tangible assets that can serve as collateral. Thus, entrepreneurs find it easier to start exporting in some sectors because they need to raise less outside finance or because potential investors expect a higher return in case of default. Similarly, credit constraints vary across countries because contracts between firms and investors are more likely to be enforced at higher levels of financial development. If the financial contract is enforced, the firm makes a payment to the investor; otherwise the firm defaults and the creditor claims the collateral. Firms therefore find it easier to obtain external finance in countries with high levels of financial contractibility.

In the absence of credit constraints, all firms with productivity above a certain cut off level become exporters as in Melitz (2003). Credit constraints, however, interact with firm heterogeneity and reinforce the selection of only the most productive firms into exporting: Because more productive firms raise higher revenues, they can offer creditors a greater return in case of repayment and are hence more likely to secure the outside capital necessary for exporting. The model thus predicts that the productivity cut$off for exporting varies systematically across countries and sectors. It is higher in financially vulnerable industries which require a lot of outside finance or have few collateralizable assets, and is lower in countries with high levels of financial contractibility. Importantly, the effect of financial development is more pronounced in financially vulnerable sectors.

Embedding credit constraints in this heterogeneous firms model delivers rich empirical predictions. Countries are more likely to export to any given trade partner in a financially vulnerable sector if they are more financially developed. The model can thus account for the many instances of zero bilateral export flows, the many asymmetric cases of country pairs with positive exports in only one direction, and the systematic variation in these patterns across countries and sectors. Given positive exports, the model also predicts that in financially vulnerable sectors more firms become exporters and export greater volumes when located in more financially developed countries. It follows that financially developed countries export a wider variety of products and relatively higher volumes in financially vulnerable sectors.

Read more...