Friday, June 11, 2010

What Do Can Do If You Got In A Car Accident

I hope that it can not be involved in a car accident or need to file the insurance claim. In fact, very concerned about the pilot and capabilities, but could easily end up in the middle of an accident. You know what? Knowing what to do after an accident that might make the process of insurance claims is less delicate and more complex, if you turn on the road quickly.

If you are in an auto accident:

1. Try to keep calm and keep the vehicle and check the injury. Life and health of your friends and other passengers involved in accidents is important than the car itself.

2. If necessary, call the police and let them know their position in an accident, people, or has a wound and the nature of injuries.

3. You can use the appropriate measures to protect yourself and your vehicle from damage. If possible and if it is legal, the car on the streets and risk variables when it is safe. If you have flares, you should use for the next activity to prevent falls.

4. Taking lots of notes is a good practice, like:

• the date, time and location of the accident
• how the accident took place - infrequently a drawing is worth a thousand words and can help augment what you’ve noted
• the type and location of damage to your automobile
• the type and location of damage to the other cars or property involved
• the names, addresses and contact information of all drivers and passengers involved in the accident
• driver’s license numbers and all the information on the licenses
• insurance identifications including the name of the insurance company and policy number
• the names, addresses and contact information of witnesses
• the names and badge numbers of police officials or other first response personnel

(Being able to take notes is important so keep a pen and pad in your glove box, in case. )

5. You may wish to ask the police officer when and where you can get a copy of the accident report. There’s a better chance you’ll need it when you submit your insurance claim to your insurer.

6. It’s usually a good idea to contact your insurance company right away and report the accident because the sooner they know about the problem the faster they can start working to solveresolve your insurance claim. As well, they’ll be able to explain the next steps, like where to have the vehicle towed if necessary and arrange for an adjuster to come out and appraise the damage before any repair work is done.

7. There are a couple of do nots you may want to consider like don’t talk about the financial boundries of your auto insurance policy and avoid talking about the responsibility for the accident or circumstances of the accident with anyone other than the police or a representative of your insurance company.

Auto accidents take a significant toll on anyboy involved. But, if you stay calm, make safety your priority and follow the above tips, you will get through the problem of being in an accident and submitting an insurance claim.

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